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Securing Your Family’s Future

From modern insurance to estate planning, we provide the roadmap to your family’s financial stability.

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Your Family’s Financial Blueprint with Modern Money

Navigating the world of finance can be daunting. With countless instruments and ever-changing market dynamics, families often feel overwhelmed. At Modern Money, we simplify this journey, providing a comprehensive blueprint tailored for your family’s unique needs and aspirations. Here, we’ll guide you through the pillars of financial planning that ensure both current stability and future prosperity.

Modern Insurance

In a world of uncertainties, insurance acts as your safeguard, ensuring that your family’s aspirations are never hampered by unforeseen challenges.

Why It Matters: Life is unpredictable. The peace of mind that comes from knowing your family’s future is protected against unexpected setbacks is invaluable. Whether it’s sudden illness, accident, or untimely passing, the right insurance plan can serve as a safeguard against these uncertainties.

Types of Insurance:

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance

How We Can Help: At Modern Money, our experts will evaluate your family’s specific needs, financial objectives, and future goals to recommend the insurance solution that’s right for you.

Discover More About Modern Insurance

Children Savings

Every parent dreams of providing their child with the best — be it education, life experiences, or a head start in their adult life. A dedicated savings plan for your child can make these dreams a reality.

The Power of Compound Interest: The earlier you start saving for your child, the more you benefit from compound interest. It’s not just about how much you save, but how long those savings can grow.

Flexible Tax-Free Growth: Shield your savings from taxes and watch them grow unhindered. Over time, this can significantly boost the funds available for your child’s future.

Secure Their Future: For education, a first car, or a house down payment, ensure your child starts adulthood on firm footing.

How We Can Help: We offer tailored children’s savings plans aligned with your needs and goals. With Flexible Tax-Free Growth Savings, we help secure your child’s financial future.

Dive Deeper into Children Savings

Tax-Free Retirement | Kai-Zen

Imagine a retirement where you’re not counting pennies, but making the most of your golden years. Kai-Zen, our hybrid retirement financing solution, makes this dream tangible.

Benefits of Tax-Free Growth: Just as with children’s savings, tax-free growth ensures that your retirement savings aren’t eaten away by taxes, optimizing the funds available when you retire.

Why Kai-Zen: Traditional retirement solutions often fall short, especially with increasing life expectancies and rising costs. Kai-Zen uses leverage to boost contributions, ensuring that you have a substantial nest egg to rely on.

Our Approach: At Modern Money, we leverage the principles of Kai-Zen, a hybrid retirement financing solution, to make the dream of a comfortable retirement tangible. Our approach is designed to maximize contributions and protect your savings from taxes, ensuring a secure future where you can truly enjoy your golden years.

Learn More About Kai-Zen

Career Change Roll-Over

Career transitions, whether by choice or circumstance, can be complex, especially when considering financial implications. A seamless financial strategy ensures you remain grounded during these pivotal moments.

The Challenge: Career shifts often come with fluctuating incomes, changing financial priorities, and new expenses. Without a clear strategy, it’s easy to inadvertently erode your savings.

Modern Annuities Explained: Think of annuities as a bridge—a way to convert your savings into consistent income streams, especially during uncertain times. Modern annuities are tailored to provide flexibility, ensuring you receive a steady income when you need it most.

Our Approach: We help you navigate career transitions by assessing your financial position, understanding your future goals, and suggesting the best annuity options for your unique situation.

Explore Career Change Roll-Over Solutions

Retirement Protection

Retirement should be a period of relaxation and enjoyment. Safeguarding your retirement savings ensures you can fully enjoy this phase without financial anxieties.

Why It’s Vital: Even the best-laid retirement plans can face challenges from fluctuating markets, unforeseen expenses, or changes in your financial situation. Protecting your retirement savings ensures you’re prepared for all scenarios.

Annuity Roll-Overs Explained: Shifting your retirement funds into annuities can provide more predictable returns, shielding you from volatile markets while offering a consistent income stream.

Our Commitment: Modern Money’s experts can help you understand when and how to leverage annuity roll-overs to best protect and optimize your retirement savings.

Discover Retirement Protection Strategies

Estate Planning

Your legacy is a reflection of your life’s work and passions. Estate planning ensures this legacy is seamlessly passed on to your loved ones in the manner you envision.

The Role of Asset Protection: It’s not just about distributing assets, but also about shielding them from unnecessary taxes and potential claims. Asset protection strategies ensure that the wealth you’ve built is preserved for your heirs.

Tailored Solutions: Estate is unique, so are wishes. Whether setting up trusts, drafting wills, or navigating complex tax scenarios, we offer solutions aligned with your vision.

Your Legacy, Our Priority: Our experts at Modern Money will guide you through every step of the estate planning process, ensuring that your wishes are articulated and executed flawlessly.

Unfold Estate Planning Possibilities

Empowering Your Financial Journey: Essential Insights and Strategies


family topic blog

Education is key to family financial planning. Explore our curated blog posts on children’s savings, estate planning, and more to guide your family towards financial prosperity.


  • Advantages of Term Life Insurance You Should Know
  • Understanding the Impact of Life Insurance Company Ratings on Policyholders
  • Life Coverage Decoded: Navigating Insurance Policy Types
  • Navigating Benefits: Understanding Whole Life Insurance
  • Navigating Child Education Savings: A Parent’s Primer

Happy Customers.

I wanted to take a moment to thank Jordan and Sarun for their guidance in making sure our two young daughters are protected throughout their lives.  Both Jordan and Sarun provided a comprehensive guide on how universal life insurance works for our daughters.  They were both available to answer any additional questions after our initial conversation.  Never once did we feel pressured to purchase any policies.  They are stand up individuals and they only want the best for their clients.  Thank you both for giving me and my wife peace of mind.

Raymond Macapagal Client Testimonial

Raymond Macapagal

My husband and I got a IUL policy for us and our two children ages, 7 and 4. We went in with a specific budget and the team at Modern Money listen to what we were looking for in a policy and tailored one that fits our needs best. Jordan and Sarun both took their time to explain the benefits of the policies using graphs and charts to show us exactly how a policy like this works. We learned so much and we were excited to get a policy going immediately because we saw how this will help secure our future and create generational wealth for our children.

Theary Pleng Client Testimonial

Theary Pleng

Get A Quote

Ready to unlock your financial future? Start with a FREE comprehensive financial analysis! Let our experts provide you with insights and strategies tailored to your specific needs and goals. Don’t miss this opportunity to gain clarity about your financial path. Fill out the form now and we’ll get in touch within 48 hours. Your prosperous future is just a click away!

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